For current and previous editions of MoneyTalks quarterly newsletters, click on the appropriate link below. Note: All newsletters may be viewed and printed directly from this Web site using Adobe Acrobat. Don't have Adobe Acrobat? Download a free copy from the Adobe Web site at

July 2013

April 2013

January 2013

October 2012

July 2012

April 2012

January 2012

October 2011

July 2011

April 2011

January 2011

October 2010

July 2010

April 2010

January 2010

October 2009

July 2009

April 2009

January 2009

October 2008

July 2008

April 2008

January 2008


We are pleased to offer you articles from our provider of participant education, SmartMoney Custom Solutions. Please check out some valuable personal finance information by clicking on the links below.


Avoid Tapping Your Nest Egg in a Down Year

One of the most important investment decisions you will ever make is not whether to retire, but when you choose to do it.


Saving for That Rainy Day?

Unexpected expenses happen — a car breaks down, a family member gets laid off. The key to handling these is to be prepared for them.