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Stable Value Fund Trading Restrictions


Before you transfer funds out of the Wisconsin Stable Value Fund, please remember that money transferred from this fund to any competing investment option requires something called a "90-day equity wash." An equity wash is mandatory for Stable Value Fund transfers and prohibits direct transfers between certain competing funds. Instead, the money must first be directed to an equity fund or other non-competing fund option in the WDC for 90 days before it can be moved to any other competing fixed income fund. While this requirement may seem restrictive, it is used by stable value fund issuers to prevent excessive risk within the funds.


How does the Stable Value Fund equity wash work?

1. Assets cannot be transferred directly from the Stable Value Fund to any of the following competing investment options in the WDC:

  • Vanguard Treasury Money Market Fund
  • FDIC Bank Option1
  • Federated U.S. Government Securities Fund2
  • Schwab Money Market Fund

2. If you move assets out of the Stable Value Fund into a non-competing fund, you will not be able to transfer those assets into the competing funds for 90 days.


Remember:
The 90-day trading restriction applies only to the money transferred out of the Stable Value Fund. If you transfer money out of the Stable Value Fund into a non-competing fund in which you have existing dollars, you can still transfer the non-competing fund's existing money to any of the competing funds.


For questions regarding the equity wash trading restriction, call (877) 457-WDCP (9327) to speak with a representative.


You could lose money by investing in a money market fund. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The fund's sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time.


Please consider the investment objectives, risks, fees and expenses carefully before investing. For this and other important information, you may obtain mutual fund prospectuses and disclosure documents from your registered WDC representative. You can also obtain prospectuses on this website. Go to the "Invest With the WDC" section, select WDC Investment Options and click on Online Prospectuses. For a prospectus related to the investments in your Self-Directed Brokerage Account, contact Charles Schwab at (888) 393-7272. Read these materials carefully before investing.


*FOR ILLUSTRATIVE PURPOSES ONLY.


1 The WDC FDIC Bank Option is the only investment product in the WDC that offers FDIC insurance on account balances. All other WDC investment products offered are not FDIC-insured and may lose their value.

2 U.S. Treasury securities are guaranteed as to the timely payment of principal and interest if held to maturity. Fund shares are neither issued nor guaranteed by the U.S. government.

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